Deal intelligence for California private lenders

Every address,
illuminated.

Loan Lighthouse reads public records, listings, the title trail and nearby sales for any California property, scores it against your lending box, and hands you a deal sheet in about two minutes.

County assessor GISRecorded deeds & loansZillowRedfinLoopNetFEMA flood mapsCAL FIRE hazard zonesU.S. Census ACSRent ordinancesLocal newsTitlePro (next)CoStar (next)County assessor GISRecorded deeds & loansZillowRedfinLoopNetFEMA flood mapsCAL FIRE hazard zonesU.S. Census ACSRent ordinancesLocal newsTitlePro (next)CoStar (next)

The old way

Six tabs. One address at a time.

Qualifying a bridge loan means stitching together a Google search, Zillow and Redfin, a TitlePro profile, CoStar for anything commercial, and MLS comps, then pasting it all into an email. Loan Lighthouse runs that whole loop for you, in parallel, for every address you drop in.

  • The same checks, in the same order, every time
  • Links back to every source, so you can verify any number
  • A score that speaks a lender's language: LTV, lien position, exit
Google
Google
search the address
Zillow
Zillow
Zestimate & photos
Redfin
Redfin
history & estimate
TitlePro
TitlePro
deeds, liens, vesting
CoStar
CoStar
commercial comps
MLS / Realist
MLS / Realist
1–4 unit comps
Sample report
9-unit · Norwalk, CA
0of 100
Excellent
Max loan$1.42MCLTV41%Comps7 · 1.2 mi

How it works

From address to answer in about two minutes.

  1. 01Drop in addresses

    Paste one address or a list of fifty, or upload a CSV. Each property gets its own agent run, all in parallel.

  2. 02Agents fan out
  3. 03Scored against your box
  4. 04Send the deal sheet
loanlighthouse.net/app
New research
Find an address
or drop a CSV Illuminate 4 properties

Inside the report

Everything you'd check, on one page.

Photos and lot lines, the score and loan sizing, a TitlePro-style transaction ledger, comps on a map, neighborhood data and every source, all live and clickable.

Sample report · illustrative data
9-unit multifamily, Norwalk
0of 100
Excellent
Value basis
$2.03M
Max loan
$1.42M
Est. debt
$0.83M
Comps
7
Comps per unit vs. subject
Sale comp /unit Subject value basis /unit Comp median
$200K$250K$300KJan 25Apr 25Jun 25Sep 25Dec 25Subject $225K123456

The Loan-Ready Score

One number, six reasons behind it.

The score is deterministic and explainable: no black box. Every point traces to a source and a rule tuned to your collateral-first box, and gates catch anything outside California, outside $250K–$5M, or an ineligible type.

0of 100
Excellent85–100Good70–84Unclear55–69Pass0–54

Tuned to the lending box

Built for this slice of the market.

Not a generic AVM. Loan Lighthouse is tuned to California private bridge lending: short-term, interest-only, collateral-first loans for investors who need certainty and speed more than the lowest rate.

$250K–$5M
Loan size
≤ 70%
Loan-to-value
6–24 mo
Interest-only term
California
1st & 2nd liens
Multifamily at dusk
Commercial Bridge
Multifamily

5+ units · unit mix, vacancy, rent control, $/unit comps

Single-family & 2–4 at dusk
Residential Bridge
Single-family & 2–4

1st or 2nd lien · cash-out, purchase, trustee-sale buys

Retail strips at dusk
Commercial Bridge
Retail strips

Multi-tenant · $/SF comps, exit by refinance or sale

Industrial at dusk
Commercial Bridge
Industrial

Warehouse & flex · Inland Empire liquidity

Mixed-use at dusk
Commercial Bridge
Mixed-use

Storefront + apartments · zoning and code checks

Land & construction at dusk
Mid-Construction
Land & construction

Southern California · entitlement-dependent exits

Outside the box

Hospitality, special-purpose properties and churches are flagged automatically and capped, so no one spends time on a deal you won't fund.

Pilot partner

Built alongside SDC Capital.

SDC Capital is a California real estate bridge lender: hard-money speed with common-sense terms. Loan Lighthouse is being shaped around how their team actually qualifies a deal, from the first Google search to the deal sheet email.

$0M
In bridge loans funded
Capital deployed across California
0
Loans closed
Residential, multifamily & commercial
0or less
Days to funding
Pre-approval in 24 hours

Track record as published on sdcfinance.com.

Roadmap

Starting with the funnel, growing into the whole desk.

PropertiesLive in pilot

Research, score and stage any address. Deal email, comps export, team notes.

2
BorrowersNext

Entity and guarantor profiles from public records: track record, litigation, liens.

3
MarketNext

A daily radar of listings, trustee sales and off-market signals that fit the box.

4
OperationsLater

Pipeline, term sheets, draws and servicing in one place for the whole lending business.

Request access

Bring the beam to your pipeline.

Loan Lighthouse is in a private pilot with SDC Capital. We're opening a few seats for California private lenders. Tell us about your desk.

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